KRATON BELPRE FEDERAL CREDIT UNION

SHARE SAVINGS ACCOUNTS

0.60%

 SHARE CERTIFICATE ACCOUNTS

6 Month CD          0.70%

12 Month CD         1.00%

 ***All Loan Interest Rates are AS LOW AS advertised rate.  Actual Rates reflect credit bureau ratings.

 SECURED LOANS

VEHICLE LOANS

**NEW (Never titled) Up to 100% of the purchase price.

 3.00%                             36 Months           $29.08 per thousand

 3.25%                             48 Months           $22.25 per thousand

 3.50%                              60 Months          $18.20 per thousand

 4.25%                              72 Months           $15.76 per thousand

**USED VEHICLE LOANS          (Up to 90% NADA Retail)

 2017- 2018                  3.00%     36 Months           $29.08 per thousand

                                       3.25%     48 Months            $22.25 per thousand

                                       3.50%     60 Months           $18.20 per thousand

                                      4.25%      72 Months           $15.65 per thousand

2015-2016                  3.00%     36 Months           $29.08 per thousand

                                      3.25%     48 Months          $22.25 per thousand

                                      3.50%     60 Months          $18.20 per thousand

20012-2014                  3.00%     36 Months         $29.08 per thousand

                                      3.25%     48 Months          $22.25 per thousand

                                      3.75%     60 Months          $18.31 per thousand

2009-2011                  3.00%     36 Months          $29.08 per thousand

                                      3.25%     48 Months           $22.25 per thousand

    2006                         3.00%   36 Months Max    $29.08 per thousand

 **OTHER – Recreational vehicles        (Up to 90% of NADA Retail.)

**NEW                    3.00%    36 Months           $29.08 per thousand

                                  3.25%    48 Months           $22.25 per thousand

                                  3.75%    60 Months           $18.31 per thousand

                                  4.50%    72 Months           $15.88 per thousand

                                  6.25%    96 Months           $13.27 per thousand

                                 8.25%  120 Months           $12.41 per thousand

**USED                  3.25%    36 Months           $29.20 per thousand

                                 3.50%    48 Months           $22.36 per thousand

                                 4.00%    60 Months           $18.42 per thousand

                                 5.50%    72 Months           $16.34 per thousand

                                 7.50%    96 Months           $13.89 per thousand

 KBFCU will honor NEW titles for up to 6 months from date of original loan/purchase.

*Not in NADA Book   – 90% of an appraisal, 36 Months maximum.

**ALL LOANS – Must be > $30,000 to finance for 72 months or longer.

*Motorcycles will not be financed for more than 72 months.

  All secured loans require a VIN# or serial number before the money is disbursed.

  The title to the vehicle and proof of collision/comp insurance will be furnished to the CU.

SIGNATURE LOANS

Signature Loans cannot exceed 20% of member’s gross annual income, including various specials that are offered from time to time.

                            9.50%         36 Months         $32.05 per thousand

                            10.25%        48 Months         $25.49 per thousand

                           10.50%        60 Months         $22.50 per thousand

Annual percentage rates are reviewed by the Board of Directors.  All rates are fixed.

                               Revised JANUARY 23, 2020