KRATON BELPRE FEDERAL CREDIT UNION

SHARE SAVINGS ACCOUNTS

0.15%

 SHARE CERTIFICATE ACCOUNTS

6 Month CD          3.00%

12 Month CD         4.00%

 ***All Loan Interest Rates are AS LOW AS advertised rate.  Actual Rates reflect credit bureau ratings.

 SECURED LOANS

VEHICLE LOANS

**NEW (Never titled) Up to 100% of the purchase price.

 8.50%                             36 Months           $31.58per thousand

 8.75%                             48 Months           $24.78per thousand

 9%                              60 Months          $20.77per thousand

 10.75%                              72 Months           $18.92per thousand

**USED VEHICLE LOANS          (Up to 90% NADA Retail)

 2020 – 2021                  8.75%     36 Months           $31.69per thousand

                                       9%     48 Months            $24.90per thousand

                                       9.25%     60 Months           $20.89thousand

                                      10%      72 Months           $18.54per thousand

2018 – 2019                 8.75%     36 Months           $31.69per thousand

                                      9%     48 Months          $24.90per thousand

                                      9.25%     60 Months          $20.89per thousand

2016-2017                  9%     36 Months         $31.81per thousand

                                      9.25%     48 Months          $25.01per thousand

                                     9.5 %     60 Months          $21.01per thousand

2013-2015                 9.25%     36 Months          $31.93per thousand

                                      9.5%     48 Months           $25.13per thousand

    2012                         9.75%   36 Months Max    $32.16per thousand

 **OTHER – Recreational vehicles        (Up to 90% of NADA Retail.)

**NEW                    8.75%    36 Months           $31.69per thousand

                                  9%    48 Months           $24.90per thousand

                                  9.25%    60 Months           $20.89per thousand

                                  10.75%    72 Months           $18.92per thousand

                                  12.75%    96 Months           $16.68per thousand

                                 13.75%  120 Months           $15.39per thousand

**USED                  9%    36 Months           $31.81per thousand

                                 9.25%    48 Months           $25.01per thousand

                                 9.5%    60 Months           $21.01per thousand

                                 12%    72 Months           $19.56 per thousand

                                 13%    96 Months           $16.82per thousand

 KBFCU will honor NEW titles for up to 6 months from date of original loan/purchase.

*Not in NADA Book   – 90% of an appraisal, 36 Months maximum.

**ALL LOANS – Must be > $30,000 to finance for 72 months or longer.

*Motorcycles will not be financed for more than 72 months.

  All secured loans require a VIN# or serial number before the money is disbursed.

  The title to the vehicle and proof of collision/comp insurance will be furnished to the CU.

SIGNATURE LOANS

Signature Loans cannot exceed 20% of member’s gross annual income, including various specials that are offered from time to time.

                            14%         36 Months         $34.19per thousand

                            14.75%        48 Months         $27.72per thousand

                           15%        60 Months         $23.81per thousand

Annual percentage rates are reviewed by the Board of Directors.  All rates are fixed.  Rates may change without notice. Contact Credit Union for rate quote.

                               Revised MARCH 1ST, 2023