Rates

Rates

KRATON BELPRE FEDERAL CREDIT UNION

SHARE SAVINGS ACCOUNTS

0.15%

 SHARE CERTIFICATE ACCOUNTS

6 Month CD          3.00%

12 Month CD         4.00%

 ***All Loan Interest Rates are AS LOW AS advertised rate.  Actual Rates reflect credit bureau ratings.

 SECURED LOANS

VEHICLE LOANS

**NEW (Never titled) Up to 100% of the purchase price.

 4.00%                             36 Months           $29.53 per thousand

 4.25%                             48 Months           $22.70 per thousand

 4.50%                              60 Months          $18.65 per thousand

 6.25%                              72 Months           $16.70 per thousand

**USED VEHICLE LOANS          (Up to 90% NADA Retail)

 2020 – 2021                  4.25%     36 Months           $29.65 per thousand

                                       4.5%     48 Months            $22.81 per thousand

                                       4.75%     60 Months           $18.77 per thousand

                                      5.5%      72 Months           $16.35 per thousand

2018 – 2019                 4.25%     36 Months           $29.65 per thousand

                                      4.5%     48 Months          $22.81 per thousand

                                      4.75%     60 Months          $18.77 per thousand

2016-2017                  4.5%     36 Months         $29.76 per thousand

                                      4.75%     48 Months          $22.93 per thousand

                                     5 %     60 Months          $18.88 per thousand

2013-2015                 4.75%     36 Months          $29.87 per thousand

                                      5%     48 Months           $23.04 per thousand

    2012                         5.25%   36 Months Max    $30.10 per thousand

 **OTHER – Recreational vehicles        (Up to 90% of NADA Retail.)

**NEW                    4.25%    36 Months           $29.65 per thousand

                                  4.5%    48 Months           $22.81 per thousand

                                  4.75%    60 Months           $18.77 per thousand

                                  6.25%    72 Months           $16.70 per thousand

                                  8.25%    96 Months           $14.28 per thousand

                                 9.25%  120 Months           $12.82 per thousand

**USED                  4.50%    36 Months           $29.76 per thousand

                                 4.75%    48 Months           $22.93 per thousand

                                 5.00%    60 Months           $18.88 per thousand

                                 7.50%    72 Months           $17.30 per thousand

                                 8.50%    96 Months           $14.40 per thousand

 KBFCU will honor NEW titles for up to 6 months from date of original loan/purchase.

*Not in NADA Book   – 90% of an appraisal, 36 Months maximum.

**ALL LOANS – Must be > $30,000 to finance for 72 months or longer.

*Motorcycles will not be financed for more than 72 months.

  All secured loans require a VIN# or serial number before the money is disbursed.

  The title to the vehicle and proof of collision/comp insurance will be furnished to the CU.

SIGNATURE LOANS

Signature Loans cannot exceed 20% of member’s gross annual income, including various specials that are offered from time to time.

                            9.50%         36 Months         $32.05 per thousand

                            10.25%        48 Months         $25.49 per thousand

                           10.50%        60 Months         $22.50 per thousand

Annual percentage rates are reviewed by the Board of Directors.  All rates are fixed.  Rates may change without notice. Contact Credit Union for rate quote.

                               Revised MARCH 1ST, 2023