KRATON BELPRE FEDERAL CREDIT UNION

SHARE SAVINGS ACCOUNTS

0.15%

 SHARE CERTIFICATE ACCOUNTS

6 Month CD          3.00%

12 Month CD         4.00%

 ***All Loan Interest Rates are AS LOW AS advertised rate.  Actual Rates reflect credit bureau ratings.

 SECURED LOANS

VEHICLE LOANS

**NEW (Never titled) Up to 100% of the purchase price.

 5.25%                             36 Months           $30.09per thousand

 5.50%                             48 Months           $23.26per thousand

 5.75%                              60 Months          $19.22per thousand

 7.5%                              72 Months           $17.30per thousand

**USED VEHICLE LOANS          (Up to 90% NADA Retail)

 2020 – 2024                  5.50%     36 Months           $30.20per thousand

                                       5.75%     48 Months            $23.38per thousand

                                       6.00%     60 Months           $19.34thousand

                                      6.75%      72 Months           $16.94per thousand

2018 – 2019                 5.50%     36 Months           $30.20per thousand

                                      5.75%     48 Months          $23.38per thousand

                                      6.00%     60 Months          $19.34per thousand

2016-2017                  5.75%     36 Months         $30.32per thousand

                                      6.00%     48 Months          $23.49per thousand

                                     6.25%     60 Months          $19.46per thousand

2013-2015                 6.00%     36 Months          $30.43per thousand

                                      6.25%     48 Months           $23.61per thousand

    2012                         6.50%   36 Months Max    $30.65per thousand

 **OTHER – Recreational vehicles        (Up to 90% of NADA Retail.)

**NEW                    5.50%    36 Months           $30.20per thousand

                                  5.75%    48 Months           $23.38per thousand

                                  6.00%    60 Months           $19.34per thousand

                                  7.50%    72 Months           $17.30per thousand

                                  9.50%    96 Months           $14.92 per thousand

                                 10.50%  120 Months           $13.50per thousand

**USED                  5.75%    36 Months           $30.32per thousand

                                 6.00%    48 Months           $23.49per thousand

                                 6.25%    60 Months           $19.46per thousand

                                 8.75%    72 Months           $17.91 per thousand

                                 9.75%    96 Months           $15.05per thousand

 KBFCU will honor NEW titles for up to 6 months from date of original loan/purchase.

*Not in NADA Book   – 90% of an appraisal, 36 Months maximum.

**ALL LOANS – Must be > $30,000 to finance for 72 months or longer.

*Motorcycles will not be financed for more than 72 months.

  All secured loans require a VIN# or serial number before the money is disbursed.

  The title to the vehicle and proof of collision/comp insurance will be furnished to the CU.

SIGNATURE LOANS

Signature Loans cannot exceed 20% of member’s gross annual income, including various specials that are offered from time to time.

                            10.75%         36 Months         $32.63per thousand

                            11.50%        48 Months         $26.10per thousand

                           11.75%        60 Months         $22.13per thousand

Annual percentage rates are reviewed by the Board of Directors.  All rates are fixed.  Rates may change without notice. Contact Credit Union for rate quote.

                               Revised JUNE 18th, 2024