Products

(FULL ACCOUNT DISCLOSURES ARE AVAILABLE)

SHARE SAVINGS ACCOUNTS

In order to be a member, you must have a Membership Share Savings Account. You may also have secondary share savings accounts under your number for you own special savings needs. Dividends are declared and paid quarterly.

SHARES CHRISTMAS CLUB ACCOUNTS

These accounts are paid out on an annual basis on or after the 15th of October. Dividends are paid on a quarterly basis. Your funds can be distributed however you wish. Transfer to your Share Savings or a check can be mailed to you.

VACATION CLUB ACCOUNTS

These accounts are set up for the frequent traveler or that DREAM vacation. Funds are paid to shares on the second Friday of May of each year. Dividends are paid on a quarterly basis. Relax and BON VOYAGE!

SHARE CERTIFICATE ACCOUNTS

These accounts are established for either a six (6) or twelve (12) month, 18 month, 24 month term at a specific rate. There is a $1,000.00 minimum deposit. Dividends are paid on a quarterly basis. All share certificates are automatically renewed unless we are notified by the member of another option.  There are 3 options for the dividends:

•  Compound back to the Certificate
•  Check disbursement
•  Transfer to your Share Savings Account

Unless directed differently by member, all dividends will be paid to the certificate.

 

 

 

 

LOAN TYPES

Share Secured             Vacation         Signature                

New and Used Recreational Vehicles       Motorcycles

New and Used Automobiles

The loan is evaluated by our Loan Committee based on your credit report and debt ratio. We obtain the credit report for our applicants from Trans Union.

 

               CREDIT DISABILITY INSURANCE 

We offer member pay Credit Disability Coverage through CUNA Mutual Insurance Society. Credit Disability protects you if you are sick or hurt and under a doctor’s care and unable to work. Coverage is available for the borrower (Disability) or the co-borrower. Premiums are added to the loan monthly based upon the current principal balance. The coverage may not be available on all members (70 1/2 or older), restrictions and exclusion associated with the coverage and members should ensure they read and fully understand the Loan liner insurance, regarding purchasing this coverage. CDC pays from the 31st day you are off work until you return to work.

If you were receiving disability pay for more than 30 days, would your pay be enough to cover all of your monthly expenses? If you answer ‘no’ to this, you should consider Credit Disability Insurance.

MISCELLANEOUS SERVICES

DEDUCTIONS

We can accept payroll deductions from employers. It is as easy as just stopping by and filling out the form or contacting us to send it to you and the credit union will take care of submitting it.

NOTARY SERVICE

Notary service is provided to our members free of charge. Please prepared to show ID if needed.Pro